Earned Income Tax Credit Delay to Impact Early Filers Until 2026
Millions of Americans who filed early for the 2026 tax season will face delays in receiving refunds due to the Earned Income Tax Credit (EITC) and Additional Child Tax Credit (ACTC) hold. Federal law mandates this pause—refunds won't process before February 21, 2026, with most direct deposits arriving by March 2. The IRS's 'Where's My Refund' tool will provide updates starting February 21.
A March 2025 executive order now requires direct deposit for refunds, though paper checks remain a fallback. The delay, designed to combat fraud, underscores the need for filers to adjust financial planning. IRS CEO Frank Bisignano emphasized the tool's role as the primary tracking method this season.